Wednesday 4 April 2012

Things to know: Workplace Accidents


Workplace accidents are common, but they are mostly preventable. They generally take place as a result of negligence. Although not all, but it is possible to prevent most of the workplace accidents from happening. When workplace accidents occur, it is not always the workers who are to be blamed. Most of these accidents occur due to the negligent act of the employers. 

When employers fail to take measures to protect the safety and well being of the workers, accident at work take place. When employers do not carry out regular risk assessments, these accident take place and when employers do not comply with workplace health and safety regulations, work accidents take place. There are many reasons why these accidents take place. But, here are the top three things that you must know if you have sustained injuries in a work related accident.

Your Employer Has Insurance Policy Cover

Why is every employer in the UK required to take out an insurance policy cover? This is so that they can be protected when workers make accident claims against them. This means that as a worker, you have every right to make an accident claim if you have been injured because of your employer's negligence. 

If you are successful in making a work accident claim, your employer's insurers will have to pay you compensation. Don't be mistaken that compensation will be paid by your employer. Many people have this misconception and this is the reason they don't choose to make accident claims.

You Will Not Lose Your Job

Many people think that they will lose their job if they make workplace accident claims. This is not right. In the UK, it is illegal for an employer to sack an employee for making a claim. Employers cannot do this and if they choose to do so, the victim may be entitled to make a claim for unfair dismissal. Your employment will not be affected in a negative way if you decide to proceed with your claim. But first, it is important that you consider seeking legal advice.